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Built for Both Sides of the Relationship

Whether you run an ABL portfolio at a regional bank, manage private credit relationships, or build the borrowing base certificate as a borrower, CORA fits the workflow your team already has.

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Banks & ABL Lenders

For regional banks, money-center bank ABL divisions, and asset-based lending teams monitoring AR, inventory, and M&E facilities.

Real-time collateral intelligence across your entire portfolio, from initial underwriting through ongoing monitoring. Replace the third-party appraisal cycle, the email-driven BBC exchange, and the analyst team scrubbing borrower data.

  • Portfolio-wide borrowing base dashboard with risk migration
  • Automated ineligible calculations and AR aging analysis
  • Continuous Inventory NOLV and M&E valuations
  • Field exam scheduling, IRL workflows, and site visit reports
  • Industry benchmarking across borrowers
  • One-click credit committee and credit review packages
→ Request a Demo

Private Credit & Direct Lenders

For BDCs, private credit funds, and PE-backed direct lenders managing term loans, unitranche, and stretch facilities.

CORA scales to the complexity of covenant-heavy facilities: covenant monitoring, cash flow tracking, and collateral coverage in one place. Get the analyst-team-replacing efficiency banks have, with the workflow depth private credit demands.

  • Term loan covenant compliance with evidence trail
  • 13-week cash flow actuals vs. projections
  • Excess cash flow (ECF) calculations and reserve tracking
  • M&E valuation tracking with continuous OLV updates
  • Integrated IRL and information request workflows
  • Portfolio-wide risk, maturity, and concentration analysis
→ Request a Demo

Specialty Finance

For factors, independent ABL shops, and specialty lenders running lean deal teams without analyst benches.

CORA gives smaller teams the monitoring infrastructure of a money-center bank: automated ingestion, continuous valuations, and portfolio analytics, at a fixed annual cost per borrower that doesn't change with volume.

  • Full monitoring stack without added headcount
  • Automated BBC ingestion from any borrower file format
  • Fixed annual cost per borrower, no per-appraisal billing
  • Audit-ready event log for regulators and examiners
  • Live in weeks, not months
→ Request a Demo

Borrowers

For the CFO, the controller and the accounting team who prepare the borrowing base certificate and send it to their lender.

CORA for Borrowers is your own door. Hours of borrowing base prep, reduced to a few steps: set up your facility once from your agreement and your package, then each reporting period upload your latest files, review the certificate CORA prepares, and sign it on CORA. Set up on your own, with no implementation project to coordinate.

  • The calculations already done, checked against your workbook before you sign
  • Reporting deadlines mapped from the agreement
  • Questions resolved with CORA in the same workspace while you review
  • One signature or two, on CORA
  • The signed certificate and the package, downloaded and recorded as sent
→ Get Started → See CORA for Borrowers

Already reporting to a lender on CORA? Your lender's portal, with the dataroom, the shared calendar and the requests, is at portal.coraabl.com.

CORA for Borrowers

Upload. Review. Sign.

Set up your credit agreement once. Each reporting period, upload your latest files and CORA prepares the certificate for your review.

Upload Your Files

Use the workbook, aging reports, inventory schedules and supporting files your team already produces.

  • Your certificate workbook
  • Receivables aging and inventory schedules
  • Supporting files, in the format you already use
Nothing keyed in by hand
→
Review the Results

CORA calculates the borrowing base using your confirmed facility rules and flags differences that need your attention.

  • Every line calculated from your source figures
  • Each difference from your workbook explained
  • Covenants tested as the agreement writes them
Prepared almost instantly
→
Sign and Send

Sign on CORA, then download the completed certificate and supporting package to send to your lender.

  • The signed certificate, as a PDF
  • The workbook and supporting files in one package
  • A record of what was sent, and when
Ready for your lender
CFOS & CONTROLLERS

Sign What Is Already Checked

Differences from your workbook flagged and explained before the signature page.

ACCOUNTING TEAMS

Get Back to Business

Upload the files, review what CORA flags, and hand the signer a certificate that is ready.

OWNER-OPERATORS

A Finance Team of One

The whole facility on one screen, CORA answering questions as you review.

SPONSOR-BACKED COMPANIES

The Same Discipline Everywhere

The same certificate, deadlines and record at every company that reports.

See CORA for Borrowers Get Started

Every Role on the Deal Team

CORA gives each member of the team the view they need, without the data wrangling, the manual reporting, or the cross-team email chains.

CO

Credit Officer

"I need to know which borrowers are sliding before they show up on a watchlist."
  • Portfolio-wide risk migration and trend dashboards
  • Industry benchmarking against peer borrowers
  • Automated early-warning alerts on covenant slippage
  • One-click credit committee package generation
RM

Relationship Manager

"I'm chasing BBCs and managing a calendar full of borrower events I can't keep straight."
  • CRM-style borrower workspace with full activity log
  • Shared calendar for BBCs, exams, calls, and reviews
  • Secure dataroom replaces email-driven document exchange
  • Borrower self-service submission and status visibility
FE

Field Examiner

"My IRL is a Word doc, my findings are a PDF, and reconciling them to the BBC takes two days."
  • Field exam scheduling with automated reminders
  • Structured IRL workflows tied to borrower data
  • Site visit report templates with audit trail
  • Findings auto-reconcile against the last BBC
PO

Portfolio Operations

"My team spends 80% of its time cleaning data and 20% on actual analysis."
  • Automated BBC ingestion from any borrower file format
  • Variance and reconciliation tracking on every cycle
  • Human-in-the-loop (HILT) guardrails flag anomalies before they hit reports
  • Audit-ready event log for regulators and examiners

Live in Weeks, Not Months

We designed CORA's onboarding around minimal disruption to your team. Answers in week one, live in three, continuous from there.

01
WEEK 1

Discovery & Data Baseline

Facility structure, eligibility rules, and borrower data sources mapped.

02
WEEK 2

Configuration

Advance rates, guardrails, and covenant thresholds set and tested against historical BBCs.

03
WEEK 3

Borrower Rollout

Portals and datarooms provisioned; borrowers onboarded and trained.

∞
ONGOING

Continuous Monitoring

First BBC cycle runs live. Valuations, reporting, and optimization from there on out.

Find Your Fit

Tell us about your facility structure and team, and we'll show you exactly how CORA fits the workflow you already have.

Schedule a Demo See What We Offer