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CORAPlatform

The Full ABL Stack in One Platform

From the three asset classes that feed every borrowing base, to the portfolio analytics layer on top, to the secure portal that connects you and your borrower.

01

Real-Time Collateral Valuation

AR eligibility, Inventory NOLV, and M&E valuation with continuous OLV tracking, recalculated on every borrower submission and fed directly into the borrowing base. Replaces the annual third-party appraisal cycle.

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02

Borrowing Base Automation

BBCs generated automatically from live AR, Inventory, and M&E data. Reconciliation, ineligibles, concentration limits, and availability calculated on submission, with variance flagged against the prior cycle. Included at no additional cost.

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03

Portfolio Intelligence & Risk

Portfolio-wide risk migration, availability trends, covenant compliance, industry benchmarking, and fraud signals across every borrower in your facility. Drill from the portfolio roll-up into any individual relationship.

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04

Borrower-Lender Dataroom

Dual portals for lenders and borrowers, connected by a secure dataroom and shared calendar. Document exchange, BBC submission, scheduling, and field exam coordination in one workspace, versioned and audit-trailed.

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05

Underwriting & Structuring

Model and size new facilities before they go live: advance rates, sublimits, reserves, and borrowing base projections against real collateral data. What you underwrite becomes what CORA monitors, with zero reconfiguration.

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06

Field Exam Management

Complete field exam lifecycle management, from scheduling through report generation, with structured IRL workflows, site visit report templates, and findings that reconcile automatically against the most recent BBC.

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How It Works

Five stages from first look to continuous oversight, built around your facility structure.

01

Underwriting & Structuring

Model advance rates, sublimits, and reserves against real collateral before you commit.

02

Initial Collateral Review

We map your eligibility rules and baseline your AR, inventory, and M&E.

03

Custom Monitoring Build

Ingestion pipelines, eligibility engines, and reporting configured to your facility.

04

Continuous Oversight

CORA ingests submissions, recalculates availability, and flags exceptions in real time.

05

On-Demand Intelligence

Live dashboards, reports, and field exam packages whenever you need them.

The Work You Already Do, Without the Drag

We didn't reinvent ABL workflows. We automated the parts that waste your team's time.

WORKFLOW 01

New Deal Underwriting

Before a facility is approved, model it in CORA. Size the borrowing base on real collateral, structure advance rates and sublimits, and stress-test eligibility, so credit committee sees the deal on real numbers instead of a back-of-envelope estimate.

  • Borrowing base modeled on actual AR, Inventory, and M&E data
  • Advance rate, sublimit, reserve, and concentration structuring
  • Eligibility rules defined once and carried into monitoring
  • Side-by-side deal scenarios for credit committee
  • Approved structure goes live with zero reconfiguration
WORKFLOW 02

New Borrower Onboarding

Stand up a new facility in days, not months. CORA's ingestion engine maps borrower data (APIs or raw files) directly to your eligibility rules, with human-in-the-loop (HILT) guardrails calibrated to the borrower's specifics.

  • Initial IRL generation and borrower kickoff
  • Data ingestion pipeline configured per borrower system
  • Eligibility rules mapped to your facility documents
  • Baseline AR, Inventory, and M&E valuations established
  • Dataroom and shared calendar provisioned
WORKFLOW 03

The Monthly BBC Cycle

The most common pain point in ABL: borrower submits, analyst scrubs, BBC reconciles, availability updates, lender reviews. CORA collapses all of it into a single automated cycle.

  • Borrower submits via dataroom, no email attachments
  • Ingestion engine parses and normalizes automatically
  • Eligibility and ineligibles recalculated in real time
  • Variance flagged against the prior cycle
  • Updated availability published to the deal team instantly
WORKFLOW 04

Field Exam Season

Quarterly or semi-annual field exams used to mean weeks of IRL prep, scheduling juggling, and post-exam reconciliation. CORA collapses the prep work and ties findings directly back to the BBC engine.

  • Exam calendar with automated reminders to the borrower
  • IRL auto-generated from current portfolio state
  • Findings logged against the most recent BBC for diff
  • Site visit reports generated from structured templates
  • Audit trail preserved for regulators and credit committee
WORKFLOW 05

Quarterly Credit Review

Credit officers preparing for the quarterly committee don't want to chase down spreadsheets across the team. CORA assembles the package from live data: risk migration, covenant status, benchmarking, exposure.

  • One-click credit committee package per borrower
  • Portfolio-wide risk migration over the period
  • Covenant compliance status with evidence links
  • Industry benchmarking comparisons
  • Exposure, concentration, and maturity analytics

See It Live in Your Portfolio

We'll walk you through the full platform with a live demo tailored to your facility structure.