oraPlatformFrom the three asset classes that feed every borrowing base, to the portfolio analytics layer on top, to the secure portal that connects you and your borrower, and to the borrower's own door, where the company builds and signs the certificate.
AR eligibility, Inventory NOLV, and M&E valuation with continuous OLV tracking, recalculated on every borrower submission and fed directly into the borrowing base. Replaces the annual third-party appraisal cycle.
See It LiveBBCs generated automatically from live AR, Inventory, and M&E data. Reconciliation, ineligibles, concentration limits, and availability calculated on submission, with variance flagged against the prior cycle. Included at no additional cost.
See It LivePortfolio-wide risk migration, availability trends, covenant compliance, industry benchmarking, and fraud signals across every borrower in your facility. Drill from the portfolio roll-up into any individual relationship.
See It LiveDual portals for lenders and borrowers, connected by a secure dataroom and shared calendar. Document exchange, BBC submission, scheduling, and field exam coordination in one workspace, versioned and audit-trailed.
See It LiveModel and size new facilities before they go live: advance rates, sublimits, reserves, and borrowing base projections against real collateral data. What you underwrite becomes what CORA monitors, with zero reconfiguration.
See It LiveComplete field exam lifecycle management, from scheduling through report generation, with structured IRL workflows, site visit report templates, and findings that reconcile automatically against the most recent BBC.
See It LiveEvery defined term extracted from the executed credit agreement with its quote and citation: the covenants and their tests, the advance rates, caps and reserves, the eligibility rules and the reporting calendar. One reading feeds the rules, the request list and both doors.
See It LiveThe company's own door, with hours of borrowing base prep reduced to a few steps. The company sets up its facility from its agreement and its package, CORA prepares each period's certificate from its source figures under the confirmed rules, and the company reviews it, signs it and sends it to its lender. What arrives already ties.
See CORA for BorrowersThe company signs the completed certificate directly on CORA, with a second signer if it requires one: a fresh code from the signer's authenticator at the moment of signing, the act on the record with the person and the time, and a signed PDF carrying each signer's name, title and the record's identifiers.
How Signing WorksFive stages from first look to continuous oversight, built around your facility structure.
Model advance rates, sublimits, and reserves against real collateral before you commit.
We map your eligibility rules and baseline your AR, inventory, and M&E.
Ingestion pipelines, eligibility engines, and reporting configured to your facility.
CORA ingests submissions, recalculates availability, and flags exceptions in real time.
Live dashboards, reports, and field exam packages whenever you need them.
We didn't reinvent ABL workflows. We automated the parts that waste your team's time.
Before a facility is approved, model it in CORA. Size the borrowing base on real collateral, structure advance rates and sublimits, and stress-test eligibility, so credit committee sees the deal on real numbers instead of a back-of-envelope estimate.
Stand up a new facility in days, not months. CORA's ingestion engine maps borrower data (APIs or raw files) directly to your eligibility rules, with human-in-the-loop (HILT) guardrails calibrated to the borrower's specifics.
The most common pain point in ABL: borrower submits, analyst scrubs, BBC reconciles, availability updates, lender reviews. CORA collapses all of it into a single automated cycle, and a company on CORA for Borrowers arrives with the certificate already calculated, checked and signed.
Quarterly or semi-annual field exams used to mean weeks of IRL prep, scheduling juggling, and post-exam reconciliation. CORA collapses the prep work and ties findings directly back to the BBC engine.
Credit officers preparing for the quarterly committee don't want to chase down spreadsheets across the team. CORA assembles the package from live data: risk migration, covenant status, benchmarking, exposure.
We'll walk you through the full platform with a live demo tailored to your facility structure.