Collateral Oversight & Risk Analytics

From Point in Time to Real Time

Continuous collateral valuation, automated BBC processing, and a borrower-lender dataroom — all in one platform, built to work with the data borrowers actually have.

Built for
AR & Borrowing Base Inventory & NOLV M&E Valuation Field Exam Management 13-Week Cash Flow Borrower-Lender Dataroom
Real-time
Collateral valuation, today — not last quarter
Continuous
Monitoring, risk migration & fraud signals
Fixed
Annual cost per borrower — doesn't change
Any data
API connectors or raw files — no upgrades required
Data Ingestion Engine

Built for the data borrowers actually have

Stop staffing analyst teams to scrub borrower files. CORA's ingestion engine connects to APIs where they exist and takes raw files where they don't — then normalizes everything into the eligibility engine automatically.

Borrower Inputs
API connections
Excel & CSV files
PDF reports
Fixed-width text
Email attachments
Whatever format the borrower can send
CORA Engine
Parse any format
Normalize to data model
Validate & cross-check
Map to eligibility rules
HILT guardrails
Replaces the analyst scrubbing layer
Lender Intelligence
AR eligibility & ineligibles
Inventory NOLV
M&E valuation
Borrowing base generation
Portfolio analytics
Updated every BBC cycle, automatically
Real-Time Valuations

Recalculated every BBC. Built into the eligibility engine.

Traditional appraisals are point-in-time. CORA recalculates AR eligibility, Inventory NOLV, and M&E valuation on every borrower submission — and feeds the result directly into the borrowing base.

app.coraabl.com / borrowers / apex-mfg / valuations

Apex Manufacturing

Manufacturing · Boston, MA · ABL Facility · Low Risk
Total Exposure
$42.1M
↑ 2.4% MoM
Net Availability
$26.5M
63% utilization
Risk Score
3.8 / 5
Low · stable
Compliance
100%
All covenants met
Collateral Valuation LIVE
AR Eligibility
$15.2M
Inventory NOLV
$6.8M
M&E Valuation
$4.5M
Total Availability $26.5M
Recent Activity LIVE
BBC received — processing 2m
Collateral revalued 8m
Field exam scheduled · Mar 5 1d
Dataroom: 3 new docs 2d
Covenant test passed 5d
Portfolio Platform

Aggregate the portfolio. Drill into the borrower. Manage the relationship.

One platform that rolls up every borrower into a single portfolio view, lets you drill into any individual relationship, and acts as the CRM layer for managing requests, scheduling events, and receiving information from borrowers.

app.coraabl.com / portfolio

Portfolio Overview

14 Borrowers · 12 ABL · 2 Term Loan
Total Exposure
$284.6M
↑ 3.2% MoM
Avg Availability
68.4%
↓ 1.8% — watch
Active Alerts
7
3 critical · 4 warning
Compliance Rate
91.4%
↑ On track
Availability Trend 6mo LIVE
Portfolio Risk LIVE
Apex Mfg.$42.1MLOW
Blue Ridge$28.7MMED
Cascade Ind.$19.4MHIGH
Delta Whsl.$33.2MLOW
Collateral Mix LIVE
AR 50%
Inv. 30%
M&E 20%
Recent Alerts
Cascade Industries — Availability below 55% threshold12m
Blue Ridge — Field exam overdue 14d2h
Apex Mfg. — BBC received & processed4h
Core Capabilities

The full ABL stack in one platform

From the three asset classes that feed every borrowing base, to the portfolio analytics layer on top, to the secure portal that connects you and your borrower.

01

Accounts Receivable

Automated aging bucket analysis, concentration calculations, and ineligible determination — updated every BBC cycle. Built into the eligibility engine, not a separate report.

02

Inventory & NOLV

Dual-methodology NOLV covering finished goods, raw materials, and WIP — with SKU-level drill-down and HILT guardrail flagging on every recalculation.

03

M&E Valuation

Continuous M&E valuation with OLV tracking and depreciation — fully integrated into borrowing base availability. No more annual third-party appraisal cycle.

04

Borrowing Base Generation

BBCs generated automatically from the three asset classes above — included at no additional cost. Reconciliation, ineligibles, and availability calculated on submission.

05

Portfolio Platform

Portfolio-wide risk migration, availability trends, covenant compliance, industry benchmarking, and fraud signals — across every borrower in your facility, in real time.

06

Borrower-Lender Portal

Dual portals for lenders and borrowers, connected by a secure dataroom and shared calendar. Document exchange, scheduling, and field exam coordination in one workspace.

07

Underwriting & Structuring

Model and size new facilities before they go live: advance rates, sublimits, reserves, and borrowing base projections against real collateral data. What you underwrite becomes what CORA monitors.

Built Different

What is your collateral worth today?

Traditional ABL tools answer for a point in time three months ago. CORA replaces the workflows that cost lenders the most.

You currently use
01 Third-party appraisal firms billed per asset class, per cycle
02 Email and spreadsheets for BBC exchange
03 Analyst teams scrubbing legacy data into usable form
04 Quarterly portfolio reviews and stale risk reports
CORA replaces it with
01 Continuous integrated valuations — fixed annual cost
02 Secure borrower-lender dataroom with full audit trail
03 A data ingestion engine that handles APIs and raw files
04 Real-time risk migration, benchmarking, and fraud signals

See CORA in action

Schedule a personalized demo and see how CORA transforms your collateral monitoring workflow.